The amount of credit we can offer depends on the company's unique situation. We make an individual assessment in each case. Start by creating an account here at mynt.com. Then apply for credit.
How does repayment by credit work?
When you start using Mynts credit, a link is made to your bank account with direct debit. Everything you spend during the month is then automatically deducted 1-3 days into the next month. Everything happens automatically so you don't have to worry about running out of money in your account. You can also choose to repay the amount every 14 days.
Credit at account level
With Mynt , the credit is at account level and not specified to each individual card. This means that all users in the company share the same credit limit. To limit how much each employee can spend, you can set individual purchase limits on each card.
Credit with top-up
To ensure that there is always money in the account, it is possible to activate automatic replenishment of the account, known as auto top-up. If an individual user needs to buy more than intended, it is also easy to change the purchase limit on the user's card.
Apply for credit at Mynt
Start by creating an account here at mynt.com. Then apply for credit. If you want to increase your limit if it turns out that the current one is too low, you can also apply for it. It is quick to submit an application, and we return with a decision usually the same day.
Frequently asked questions about credit
What is the difference between overdrafts and credit cards?
Card credit is linked to a specific credit card, while an overdraft is linked to a bank account. At Mynt we offer overdrafts.
What is the cost of credit at Mynt?
If you want to repay the credit on a monthly basis, the cost is set based on the credit limit you have. The cost is 0.25% regardless of the amount. The fee is always at least SEK 180.
For example, if you have a credit limit of SEK 100 000, you pay SEK 250 per month.
You can also choose to repay the credit every fourteen days. Then you can apply for a credit up to SEK 100,000 and it is then free of charge.